Treasury Analyst - FX & Payments (Bengaluru)

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you''ll have the chance to create impact at scale tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters to you, to your community, and to the world. Progress starts with you. Fascinated by the future and captivated by technologySmart, driven and want to make a difference in the worldYou will fit right in. By joining MMS Treasury, a part of the Visa Global Treasury team, youll have an opportunity to shape the payments experience globally and support the Visa Direct business. Being part of Visa, the worlds leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive. Visa Directis a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network. Individuality fuels our brand and our global team we are proud that we are a talented team of 34,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Inc. respects and encourages meaningful work/life balance for everyone. If you think you could support the Visa family by joiningMMS Treasuryas a Treasury Analyst, we want to hear from you. You''rean individual. We''rethe team for you. Together, let''s transform the way the world pays. Whats it all about This Analyst role is part of the MMS Treasury team, which is the function responsible for providing liquidity management, risk analysis of trading partners, FX risk mitigation and conversion services to the overall Visa Direct business. The team is part of the broader Global Treasury Team. The role will report to the Director, MMS Europe Treasury (and a dotted line into Bank Account Manager in Bangalore) and will act to implement treasury procedures, daily foreign exchange conversions, liquidity strategies and ongoing analysis to increase efficiencies as outlined by the Treasury team. Key Responsibilities • Trade & Liquidity Operations Execution Execute and maintain system postings for FX trades, liquidity movements, and collateral activity, ensuring accurate and timely reflection of funding, positioning, and trading activity across platforms. • Reconciliation & Position Management Partner with reconciliation teams to investigate and resolve breaks, while tracking FX position movements, restricted balances, and collateral postings to maintain a clear and accurate view of exposures and balances. • Control, Validation & Governance Perform post-execution validation checks, support audit and control testing through evidence gathering, and ensure all activities align with internal policies and a robust control environment. • FX Trade Lifecycle Support Support the end-to-end FX trade lifecycle including confirmations, system rate maintenance, trade benchmarking, and execution analysis to ensure accuracy, transparency, and continuous improvement in trading outcomes. • Client & System Configuration Management Maintain and update client configurations, trading limits, and key static data, ensuring systems are accurately aligned to client requirements and risk parameters. • Reporting & Performance Insight Produce daily FX revenue reporting, end-of-day summaries, and operational tracking to provide visibility on performance, activity, and key risk indicators. • Documentation & Process Ownership Maintain high-quality on-desk documentation and support continuous process improvement by identifying opportunities to streamline workflows and enhance operational efficiency. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications • 2 or more years of work experience with a Bachelors Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: - 3 or more years of work experience with a Bachelors Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) - Undergraduate degree or Treasury, Investment Management or another Finance-related professionally recognized accreditation. • Experience in process improvement and automation design, particularly using AI tools (e.g., Claude, Power Automate). • Prior experience in a high-volume, fast-paced treasury or payments environment. • Strong adaptability and ability to respond quickly to shifting priorities • Work experience in treasury operations, cash management, or ability to demonstrate a strong working knowledge of finance or mathematics. • Expert working knowledge of MS Excel. • Demonstrated understanding of foreign exchange rates and calculations. • Strong numerical and analytical skills, preferably gained within a finance discipline. • Strong problem-solving skills with the ability to identify issues, develop solutions, and see through to resolution. • Ability to work accurately under pressure and meet deadlines in a fast-paced environment. • Excellent communication skills (written, verbal, and listening). • Ability to work both independently and as part of a team. • High attention to detail with strong organizational skills. • Commitment to integrity and professional standards • Demonstrated willingness to learn and continuously self-develop. • Proven ability to collaborate effectively across teams and stakeholders. • Experience contributing to operational efficiency improvements or workflow optimization initiatives. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.