Job description
We at “Portfolio Financial Services Ltd” is looking for “Credit Analyst” for Mumbai location.
Experience: 3-10 Years
Job Location: Mumbai
• BKC
Designation: Credit Analyst / Sr Credit Analyst
Primary Functions/Responsibilities:
- Appraising proposals & credit requirements of clients & Presentation to the Management for sanctions/approvals.
• Responsible for the pre & post sanctioning documentation.
• To prepare the CMA report & various financial reports for the Bank.
• Ensure the compliance with organizational / Bank credit policies.
• Responsible for recovery/follow-up from customers for dues.
• Ensuring TAT with respect to obtaining sanctions, clearance from compliance groups.
• To develop, build & maintain a strong relationship with our regular (loyal) Banks as well as New Banks in the state for achievement of long term business objectives.
• Track proposals & Update Management on daily basis/as per the defined schedule
• Liaison with bankers for optimizing the overall cost of fund, periodic declaration etc.
• Constant updating of knowledge/information w.r.t. any changes in the compliances / processes /markets and sharing the same with the management & team .
• Secondary Functions/Responsibilities:
- Conceptualizing and implementing competent strategies with a view to penetrate new relationships and expand existing ones with Banks & FIs.
• Assessing creditworthiness
• ss of clients and identifying the account sickness in incipient stage to reduce delinquency ratio.
Work Remotely
NoJob Types: Full-time, Permanent
Pay: ₹850,000.00 - ₹1,500,000.00 per year
Benefits:
Health insurancePaid sick timePaid time offProvident FundWork Location: On the road