Sme Credit Analyst Pune/ nagpur

Role & responsibilities Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers Analyzing: The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. Transaction History: Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial status. Reporting: They are responsible for creating reports about the degree of risk involved in lending money to clients. Tracking: A Credit Analyst's duty involves tracking of legislation and government policies to stay updated with the latest laws. Application: Fill out the application and include the Credit analysis for requesting a loan or Credit is also a duty of a Credit Analyst. Then submitting these loan applications to loan committees for their approval. Qualifications Needed : The candidate must have a bachelor's degree from any recognized University in India. Banks give preference to CA and MBA for Credit Analyst role It will be a plus if an individual has a Bachelor's degree in finance, accounting, or other related fields like ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment. Because these subjects are necessary for a Credit Analyst to perform the risk assessment process. Proven working experience as a Credit Analyst Particular Product and Industry experience Additional certification may be required. Strong communication skills (Written as well as Verbal). Excellent managerial, Analytical, and time-management skills. Ability to prioritize tasks. Proficient in Microsoft Office or other financial software. Advanced Excel skills.