Senior FI Risk Analyst

Job Requirements Job Title: Senior FI Risk Analyst Department: Wholesale Banking Risk Location: Mumbai Reporting To: Head • FI Risk & Industry Research Job Purpose: To manage the Bank’s credit portfolio of financial institutions (NBFCs, MFIs, Domestic & Foreign Banks, Brokers, Mutual Funds), including credit appraisal, portfolio monitoring, and risk mitigation. The role requires strong understanding of regulatory frameworks and internal policies. Key Responsibilities: Primary Responsibilities: · Conduct credit appraisal for financial institutions in line with organizational policies. · Evaluate and recommend exposure levels, collateral, and guarantees for banking/treasury products. · Review and ensure adherence to rating methodologies and risk classification frameworks. · Manage credit risk across wholesale banking products and transactions. · Engage with clients for risk assessment and transaction execution. · Align business partner expectations with the firm’s risk appetite. · Facilitate portfolio reviews and recommend risk mitigation actions. · Identify and escalate emerging risks to relevant stakeholders. · Interact with regulators for credit risk management. · Maintain a healthy portfolio with minimal NPAs. · Monitor portfolio performance, trigger reviews, and control delinquencies. · Share best practices within the team. Secondary Responsibilities: · Network with peers, rating agencies, and industry participants to stay updated on trends. · Support team with deliverables and ad hoc MIS reports. · Recommend process and policy improvements for operational efficiency. · Collaborate with internal stakeholders to leverage synergies. Education & Experience: · Education: · Graduate (Any discipline; CA preferred) – Full Time · Postgraduate (Any discipline; MBA preferred) – Full Time · Experience: · 5 to 8 years in BFSI sector, specifically in Wholesale Banking Risk · Suitable for Manager, Chief Manager, or AVP level