Product Manager- Mutual Funds

Role Purpose Owns the end-to-end mutual fund experience on both mobile app and website from discovery and first SIP to long-term portfolio growth and exits. This role is responsible for turning mutual funds into a flagship wealth product for the platform, with a clean, trustworthy, and habit-forming experience across every user journey. Key Ownership Areas The Product Manager • Mutual Funds will directly own the following product surfaces and journeys across mobile app and web: Discovery & Research — Fund discovery, categorisation, ratings, comparisons, curated collections, and New Fund Offers (NFOs) • Transaction Journeys — Lump-sum, SIP setup, SIP modifications, step-up SIP, STP, SWP, switch, and redemption flows • Onboarding & Mandates — MF-specific KYC, FATCA declaration, nominee registration, and bank mandate / e-NACH setup • Goals & Portfolios — Goal-based investing, recommended baskets, and model portfolios for long • term wealth creation • Holdings & Reporting — MF holdings, XIRR, absolute and category-relative returns, capital-gains statements, and tax-loss harvesting insights • Partner Integrations — RTA integrations with CAMS and KFintech, exchange MF platforms (BSE StAR MF / NSE MFSS), and AMFI data feeds Core Responsibilities: Cross-Platform Product Ownership • Own the MF roadmap across mobile (iOS, Android) and web, ensuring parity where it matters and platform-native experiences where it counts • Define the end-to-end information architecture for mutual funds — discovery, fund detail, transaction, holdings, and reports • Partner with design to craft a consistent visual and interaction language for fund data across surfaces Journey Design & Conversion • Design seamless first-SIP and first-lumpsum journeys that minimise drop-offs between intent and execution • Simplify complex MF concepts • Build re-engagement journeys for SIP pause, resume, top-up, and renewal; own the full SIP lifecycle, not just setup • Drive discovery through curated collections, themes, ratings, and personalized recommendations based on goals and risk profile Partner & Regulatory Coordination • Work with RTAs (CAMS, KFintech), exchange MF platforms (BSE StAR MF / NSE MFSS), AMCs, and AMFI data providers for order execution and data accuracy • Ensure compliance with SEBI MF regulations, AMFI guidelines, KYC/FATCA norms, and distributor vs RIA positioning • Coordinate with compliance and legal teams on product disclosures, risk communication, and scheme-document handling Data, Reconciliation & Reporting • Own reconciliation of MF orders, folios, units, and NAVs between the platform, RTAs, and AMCs • Design holdings, XIRR, and capital-gains reporting that is audit-grade and easy for end-users and CAs to consume • Partner with data and analytics teams to surface portfolio insights — asset al location drift, under • performers, goal shortfalls, tax-harvesting opportunities Engagement & Long-Term Value • Drive SIP book growth, folio additions, and long-term AUM — not just first-transaction conversion • Build habits around monthly reviews, annual summaries, and goal tracking to keep MF investors engaged beyond the first SIP • Benchmark MF experiences against leading Indian Candidate Profile Experience • 4–8 years of Product Management experience, with at least 2 years in mutual funds, wealth-tech, broking, or adjacent fintech • Hands-on ownership of MF or SIP journeys — discovery, transaction, portfolio, or reporting — on either mobile or web, ideally both • Prior exposure to RTA integrations (CAMS, KFintech) and exchange MF platforms (BSE StAR MF / NSE MFSS) strongly preferred • Demonstrated impact on SIP setup conversion, folio growth, AUM, or long-term retention in a comparable role Skills & Attributes • Strong understanding of the Indian mutual fund ecosystem — AMCs, RTAs, AMFI, SEBI categorisation (equity / debt / hybrid / index / ETF / international), direct vs regular, and distributor economics • Fluency with MF concepts — NAV, AUM, expense ratio, exit load, XIRR, risk-o-meter, capital gains (STCG / LTCG, equity vs debt, Section 112A) • Comfort with data — SQL, analytics dashboards, funnel analysis, cohort analysis, and reconciliation logic • Strong product sense for simplifying dense financial information into clear, trustworthy experiences • Ability to work cross-functionally with engineering, design, compliance, ops, finance, and external partners (AMCs, RTAs, exchanges) • Clear written and verbal communication; able to translate