Portfolio Manager-Business Banking

Job Requirements Job Requirements Job Title • Portfolio Manager Place of work • Mumbai Business Unit –Retail Banking Function • Business Banking Roles & Responsibilities: Responsible for WC customer portfolio and its health for Business Banking (MSME) segment of customersResponsibility in respect of portfolio will be:Optimum utilisation against approved DP by the customerPortfolio health in terms of interest servicing, DPD, deferral closures and covenant fulfilment by due date. Monitor and maintain optimum churn by the customer in the accountWorking on ‘Early Warning Signal’ triggers, taking necessary action with the customer and responding to internal stake-holders • Product, Portfolio and Risk teamTimely renewals of Limits, including enhancements, if any. Scoping the Portfolio for cross-sell by RMs and improve Portfolio Product Holding by way of deepening and cross-sellMigrate customers to use on-line channels such as internet banking, mobile app, door-step banking etc. Ensuring adherence to the credit policy, internal policy, RBI guidelines, and other guidelines. Regular client visits for the credit monitoring and filing visit reports from time-to-timeHighlight potential stress cum risk on portfolio to internal stake-holders such as credit, risk and product teamSuggest policy and process changes to improve customer experience from time to time Educational Qualifications: Graduate • Any Post Graduate • Any MBA Experience: Minimum of 3-5Years experience