Full Time63K - 83K3-10 yearsCredit Risk
Posted 21 April 2026
Job description
Job Summary:
We are looking for a detail-oriented Credit Analyst with experience in Australian mortgage processing (broker side).
The candidate will be responsible for assessing loan applications, verifying financial documents, and supporting brokers in loan submissions to lenders in compliance with Australian lending guidelines.
Key Responsibilities:
Analyze home loan applications as per Australian lending standards (NCCP guidelines)
Assess borrower financials including income, expenses, liabilities, and credit history
Review supporting documents such as payslips, tax returns, bank statements, and credit reports
Calculate serviceability using lender calculators
Identify policy exceptions and recommend suitable lenders/products
Prepare and package loan files for submission to lenders
Liaise with brokers, lenders, and clients to resolve queries and obtain additional documentation
Required Skills & Qualifications:
3-10 years of experience in Australian mortgage processing / credit assessment (broker side preferred)
Strong understanding of Australian lending policies and serviceability calculations
Familiarity with tools like ApplyOnline, Mercury Nexus, Flex, or MyCRM
Good knowledge of income types (PAYG, Self-employed, Casual, Rental income, etc.)
Strong analytical and attention-to-detail skills
Excellent communication (written & verbal)
Ability to work in a fast-paced environment and manage multiple files
HR Spoc
• Madhubala
Interested candidates can share your CV to madhubala.suresh@firstsource.com or whatsapp to
7299080894.
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We never ask for money at any stage.
Beware of fraudulent offers and always verify through our official channels or madhubala.sure@firstsource.com email addresses.