Job description
Role Purpose: Perform portfolio credit risk analytics across the account lifecycle — acquisitions, account management, and collections — for the US card portfolio.
Key Responsibilities Analyze portfolio performance: approval rates, line assignment, utilization, delinquency, roll rates, and charge-offs Support development, monitoring, and validation of credit risk scorecards and underwriting criteria Conduct segmentation, champion/challenger, and policy impact analyses Apply ML/AI techniques to …
