Job description
Paytm is India's leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases.aytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks' financial instruments.
To further enhance merchants' business, Paytm offers merchants commerce services through advertising and Paytm Mini app store.
Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.
Evangelize and demonstrate the value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.
The Credit Risk Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products.
This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making.
Portfolio Monitoring & Analytics
Risk Strategy & Policy DesignStress Testing & Risk ContainmentLoss forecasting & scenario planningCollections Interface / StrategyCompliance & Bureau Management5 to 8 yrs in portfolio risk management function in Fintech/ Banks/ NBFC
Hands on experience in SQL, Python, R, PysparkGood understanding of Bureau data, Alternate Data, Scorecards, Digital Lending API's etcAbility to translate data into clear insights and recommendationsFamiliarity with BI tools like Tableau, Looker , Metabase etcUnderstanding of machine learning models in credit riskA collaborative output driven program that brings cohesiveness across businesses through technology.
Compensation:
With an enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants
• and we are committed to it.
India's largest digital lending story is brewing here.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information.
If you would like more information about how your data is processed, please contact us. .
