Credit Analyst: SME Lending - CA's - 1-3 yrs Exp

Company Description Oxyzo Financial Services specializes in providing customized credit solutions to meet the unique needs of small and medium enterprises (SMEs) in India. With a focus on enabling business growth, Oxyzo stands out by offering low-interest rates, collateral-free credit options, and fast loan processing within 48 hours. Serving thousands of SMEs, the company has an impressive annual disbursement of over 4,000 crores and manages an AUM of 10,000+ crores. By providing features like pay-as-per-usage credit lines, minimal documentation requirements, and the opportunity for material cost savings, Oxyzo is a top choice for SMEs seeking to expand and thrive. Role Description This is a full-time, on-site role for a Credit Analyst specializing in SME Lending. Based in Rajkot, the role involves assessing creditworthiness, analyzing financial data, reviewing loan applications, and preparing credit risk assessments. The Credit Analyst will also be responsible for evaluating repayment trends, maintaining strong communication with clients, and ensuring compliance with organizational policies and regulatory standards. Qualifications Expertise in Credit Management and thorough understanding of credit policies and procedures Strong Analytical Skills, with the ability to analyze financial statements and assess risk Effective Communication skills for engaging with clients and internal stakeholders Experience in handling Credit Analysis, particularly for SME lending, is highly desirable Bachelor’s degree in finance, commerce, business administration, or a related field 1-3 years of experience in a similar role is required Proficiency in financial analysis tools and MS Office is an advantage Strong attention to detail and ability to work in a fast-paced environment