Job description
Job Title: Credit Analyst Location: Chennai, India
Perm/Contract/ Full-time/Part-time: Permanent
On-site/Hybrid/Remote: On-site
Robert Walters is the world’s most trusted talent solutions business.
Across the globe, we deliver recruitment, outsourcing, and talent advisory services for businesses of all sizes, opening doors for people with diverse skills, ambitions, and backgrounds.
Our Outsourcing service delivers recruitment for some of the world’s top employers, and we are currently recruiting on behalf of one our client which is the Fifth largest global bank globally by assets, with 2400 locations in over 50 markets.
Its global network has over 180,000 employees.
Our client is seeking a Credit Analyst in the Banking division.
This role offers an exciting opportunity to join a global team, providing top-tier service to existing and prospective clients while expanding the business on a product and global level.
Responsible for preparing credit applications / Borrower Ratings / Credit analysis across a variety of industries for Japanese Customers across all India branches (primarily Chennai & Bengaluru branch)
Work in partnership with JCBD Relationship Managers in All Indian Branches (primarily Chennai & Bengaluru branch) to support the team in resolving any complex credit processes.
Work in partnership with Credit department to resolve any credit application issues and share various credit reports prepared by the team.
Develop & Discuss brief Industry Reports, Credit Updates, Study sessions on credit related matters amongst Japanese Business Group for All India branches (primarily Chennai & Bengaluru branch).
Collect relevant information and prepare credit applications for approvals.
Prepare borrower ratings against organisation's guidelines and policies.
Monitor due date controls to support the credit renewal facility and ensure that covenant checks are completed in a timely manner.
Prepare reports to monitor submission of documents on covenants checks to ensure that credit applications are appropriately supported.
Support in internal and external audits by coordinating activities for the department.
Adhere to all company policies as well as guidelines.
Ensuring adherence to internal control mechanisms relating to credit lines expiry, over-dues and other compliance matters
To execute work concerning various schemes and directives provided by RBI or any other financial institution including follow up action
To arrange proper maintenance of Files, Registers, Ledgers and other books of the Department.
To meet Customers and conduct factory visits for better understanding of business and credit assessment process.
To work in close co-ordination with JCBD, CRMD, Legal / Compliance Department & other departments in the related areas to ensure smooth workflow.
Good analytical skills to interpret large and complex data sets and ability to identify implications of data sets.
Good communication and presentation skills with ability to influence others using complex data or analysis to support line of reasoning.
Experience in reviewing and preparing credit application including projection modelling.
Understanding of Bank’s and its entities products and their risks.
Chartered Accountant / MBA Finance from reputed Institution shall be preferable.
~3 - 5 years of relevant experience (Credit Analysis experience in Mid / Large sector in Corporate Banking shall be preferred).
Resource Solutions Limited, trading as Robert Walters, acts as an employment business and agency, partnering with top organisations to help them find the best talent.
Client promotes collaboration and aims to provide a supportive and inclusive environment where all individuals can maximize their full potential.
As we are continuously hiring for all our clients in the region, we will retain your CV in our database for any other positions that may fit your profile.
