Credit Analyst

As a Credit Analyst, you will play a key role in appraising loan proposals for SMEs. Your main responsibilities will include: - Appraising SME loans and ensuring compliance with credit policies • Approving documents and preparing analysis reports based on the borrower's financial information • Conducting detailed financial and ratio analysis using system-generated data • Interacting with borrowers to gather additional information as needed To excel in this role, you will need to possess the following qualifications: - Strong analytical skills, with the ability to interpret financial statements, cash flow, industry analysis, and projections • Proficiency in Excel, including creating graphs and charts • Basic knowledge of credit principles, lending operations, and general credit policies • Detail-oriented mindset with the ability to work well under pressure and handle multiple tasks • Excellent written and verbal communication skills • Strong problem recognition and resolution abilities Preferred qualifications include an educational background in Inter CA, M. Com, MBA, or PGDM with a specialization in Finance. As a Credit Analyst, you will play a key role in appraising loan proposals for SMEs. Your main responsibilities will include: - Appraising SME loans and ensuring compliance with credit policies • Approving documents and preparing analysis reports based on the borrower's financial information • Conducting detailed financial and ratio analysis using system-generated data • Interacting with borrowers to gather additional information as needed To excel in this role, you will need to possess the following qualifications: - Strong analytical skills, with the ability to interpret financial statements, cash flow, industry analysis, and projections • Proficiency in Excel, including creating graphs and charts • Basic knowledge of credit principles, lending operations, and general credit policies • Detail-oriented mindset with the ability to work well under pressure and handle multiple tasks • Excellent written and verbal communication skills • Strong problem recognition and resolution abilities Preferred qualifications include an educational background in Inter CA, M. Com, MBA, or PGDM with a specialization in Finance.