Credit Analyst - Large Corporates Credit Risk @ YES Bank, Bangalore

Corporate Banking Risk Credit Analyst for Wholesale Banking Credit Team Large Corporate Credit Risk team • Clients' Turnover 1500+ Crores Role involves Carry out due diligence for corporate customers In-depth financial analysis, business model review, management risk analysis Working on cashflow based excel models Analyzing cashflows and WC/debt servicing analysis Review of annual reports, borrower/promoter background Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet. Interaction with various stakeholders (internal and external) for review of such customers Carry out internal rating of customers and assign/review rating Monitoring of performance of customers on an ongoing basis Review Early warning triggers Carry out site visit to review work progress Prepare recommendation notes and recommend proposals to top management Maintain/monitor Credit Hygiene .