QuintEdge
Finance Jobsby QuintEdge

Credit Analyst

IBS Fincorp

Chennai, Tamil Nadu, India

Full TimeCredit Risk

Posted 21 May 2026

Job description

Evaluate customer eligibility and repayment capacity for business loans and mortgage files Analyze banking transactions, financial statements, GST, ITR, and CIBIL reports.plotting Data in the Cam sheet. Assess customer risk profile and identify DPDs, overdue positions, and repayment behavior. Highlight the points to ACM. Handle files from Docs open to Login Stage. Follow up with customers for pending documents, banking clarification, and EMI details Work closely with Sales, Operations, and Banking teams for smooth processing of files Maintain TAT for file processing and ensure timely updates to management Attend customer and banker meetings for clarification and case discussion Prepare detailed credit notes to the Reporting Manager. Ensure compliance with company credit policies and lender guidelines Monitor portfolio quality and support risk mitigation activities Support team coordination and maintain proper MIS/reporting of cases Pay: ₹15,000.00 - ₹25,000.00 per month Benefits Cell phone reimbursement Provident Fund Work Location: In person