Credit Analyst For Small business Banking with a Leading

Roles and Responsibilities Assess working capital, quantum of industrial finance, banking limits to industries and corporate companies • Preparation of Credit Monitoring Analysis, analysis of audited financial statements, ratio analysis, preparation of projected cash flow statements of the company for raising funds/ term loans, etc to judge the financial strength of the company • Writing credit appraisal notes of SME clients for fund based and non-fund based working capital limits • Analyzing the financial health of the organizations encompassing credit proposals, preparing for projected P&L account • Examine and execute legal documents for disbursal of credit facilities • Coordinate with internal teams to enhance clients • needs, customize product services • Responsible for deferral cases • management, health and retention of new clients and business synergy within the group .