Credit Analyst - Education Loan

Job Requirements Role/ Job Title: Credit Analyst • Education Loans Function/ Department: Credit • underwriting Job Purpose: Candidate will be responsible for testing of all new changes in SFDC and Finnone , resolving all issue by liaisoning with tech team for early resolution of ground level issue . Training new and old stakeholder on new changes implemented in system and submission of all reporting related DATA. this is over and above his underwriting role. Roles & Responsibilities: Ranking methodology authorization of the grids as per checker in line with Policy. Collaborate with Product and other stake holders on digital journey. Conduct market research and competitive analysis to drive innovation in education loan Analytical abilities including interpretation of data and deciphering the findings into meaningful visualsWork on complex SFDC /Finnone related issues and working as a support function for all day to day issues related to data reporting and underwriting. Training Pan India credit team on system developments and Processes Creating and managing BRDs ( Business Requirement Documents ) , UAT ,Production movement & Tech support ,JIRA grooming Product Analysis and recommendations to Policy Unit for change in policy Initiatives related to location/product/TAT/Productivity/Business VolumesCo ordinating with AVT / L1 team for mapping of additional locations and correction of existing AVT Co ordination with COE team & Product team for preparation of Build list and its PrioritizationAnalysing FICO dependency and accordingly raising related FICO build to policy along with discussion / groomingTesting UAT / Pre Prod , Preparation of scenarios ,uploading test cases , Sign off for Production movement Monitoring Build post Production Movement as sanity Assistance / Recommendation for Process finalization activities eg SOPs , workflow , operation Login / disbursement checklist Data preparation / Analysis required for different credit related activities mainly regarding Audit / its related monitoringMonthly Hindsighting activity of Ranking methodology. Review Mechanism for Past dated entries under ranking methodology. Reconciliation between SFDC and Finnone activity for ranking. Secondary Responsibilities: Assist during Audit period Data and MIS management and reporting Data compilation for presentaion and review Qualifications: Graduate / Post Graduate / Professional qualification Years of Experience: 5 Years relative