Business Portfolio Manager - Supply Chain Finance

Job Requirements Role/ Job Title: Business Portfolio Manager • Supply Chain Finance Function/ Department: Transaction Banking Job Purpose: 'Portfolio Manager • SCF is responsible for healthy SCF portfolio AUM and portfolio performance on defined matrix. Enable smooth client on-boarding experience, drive utilizations and avoid delinquencies through market feedback and early warning signal in the portfolio. Roles & Responsibilities: '• Responsible for healthy SCF Dealer/ Vendor portfolio AUM and portfolio performance • Target a TAT for on-boarding of approved Dealer/ Vendor clients for ready-to-transact status: Work with SCF Sales team, Dealer/ Vendor Client and Operations team to enable smooth on-boarding and account disbursement ready. • Monitor periodic submissions of documents/ data, covenant tracking, sample audits, annual renewals etc. • Engage with Dealer/ Vendor clients, SCF Sales team and Operations team to ensure timely funding, repayment, and settlement under SCF accounts. • Drive utilization and program depth through regular Dealer/ Vendor engagements • Monitoring dealer/ vendor level issues, obtain timely market checks on individual dealer, highlight early warning signals. • Track portfolio performance metrics: utilization rates, overdue positions, payment behaviours, delinquencies. Identify early warning signs through data analytics and operational signals • Manage collections follow-up with Dealer/ Vendor clients and in case of a delayed/ overdue payments to ensure repayments. Initiate stop disbursement and other measure as needed. • In case of overdue payment beyond threshold, coordination with SCF & Trade Sales team for Anchor level support. • Support audits and compliance reviews for supply chain programs. • Identify process gaps and work with Product team to streamline process to improve TATs for on-boarding of SCF facilities, disbursement & repayment processes. • Explore CA & other working capital solution opportunities/ leads in the Dealer/ Vendor eco-system. • Manage and circulate Dealer/ Vendor & SCF program level MIS to internal stakeholders. Prepare monthly portfolio performance dashboards for leadership team Secondary Responsibilities: 'Work in tandem with Product team & Operations to streamline the on-boarding & transaction Journey for clients Qualifications: Graduate-Any Stream Work Experience: 3+ Years