Associate Director, Credit Analyst, IC (India)

As a Credit Analyst at Standard Chartered, your role involves providing insightful, relevant, succinct, and timely credit analysis of a portfolio of SCBs clients. Your responsibilities include proposing counterparty credit grades, ongoing monitoring for credit-material events, and analyzing clients from industry-specific perspectives. Your analysis should be attuned to the needs of Client Coverage and Risk, offering a forward-looking opinion on business and financial risk elements, guarantee, and security arrangements. You will support Client Coverage and Risk in developing client strategies and executing credit analysis-relevant matters. Key Responsibilities: - Provide insightful credit analysis by discussing industry dynamics, competitive positioning, management strength, strategy clarity, and financial performance expectations • Assess balance sheet strength, financial policy, treasury activity, and vulnerability through ratio analysis and stress testing • Evaluate risks associated with transactions, complete financial analysis, spreads, scorecards, and other relevant documents • Support business in structuring deals, monitoring covenants and risk triggers, and reporting updates to credit • Provide credit coaching to newer team members and support ad hoc projects and strategic initiatives Qualifications Required: - Strong knowledge of financial statement analysis, credit analysis, risk management, and internal controls • Ability to address customer needs, demonstrate analytical thinking, and apply industry knowledge • Proficiency in problem management processes, account management, and understanding customer behavior About Standard Chartered: Standard Chartered is an international bank committed to making a positive difference for clients, communities, and employees. With a focus on driving commerce and prosperity through diversity, the bank values inclusivity, innovation, and integrity. As part of the team, you will have the opportunity to contribute to meaningful work and grow professionally in a supportive environment. If you are seeking a purposeful career and want to work for a bank that values difference and inclusion, Standard Chartered welcomes your unique talents and perspectives. Join us in celebrating diversity and making a positive impact through our valued behaviors of doing the right thing, continuous improvement, and working collaboratively for long-term success. As a Credit Analyst at Standard Chartered, your role involves providing insightful, relevant, succinct, and timely credit analysis of a portfolio of SCBs clients. Your responsibilities include proposing counterparty credit grades, ongoing monitoring for credit-material events, and analyzing clients from industry-specific perspectives. Your analysis should be attuned to the needs of Client Coverage and Risk, offering a forward-looking opinion on business and financial risk elements, guarantee, and security arrangements. You will support Client Coverage and Risk in developing client strategies and executing credit analysis-relevant matters. Key Responsibilities: - Provide insightful credit analysis by discussing industry dynamics, competitive positioning, management strength, strategy clarity, and financial performance expectations • Assess balance sheet strength, financial policy, treasury activity, and vulnerability through ratio analysis and stress testing • Evaluate risks associated with transactions, complete financial analysis, spreads, scorecards, and other relevant documents • Support business in structuring deals, monitoring covenants and risk triggers, and reporting updates to credit • Provide credit coaching to newer team members and support ad hoc projects and strategic initiatives Qualifications Required: - Strong knowledge of financial statement analysis, credit analysis, risk management, and internal controls • Ability to address customer needs, demonstrate analytical thinking, and apply industry knowledge • Proficiency in problem management processes, account management, and understanding customer behavior About Standard Chartered: Standard Chartered is an international bank committed to making a positive difference for clients, communities, and employees. With a focus on driving commerce and prosperity through diversity, the bank values inclusivity, innovation, and integrity. As part of the team, you will have the opportunity to contribute to meaningful work and grow professionally in a supportive environment. If you are seeking a purposeful career and want to work for a bank that values difference and inclusion, Standard Chartered welcomes your unique talents and perspectives. Join us in celebrating diversity and making a positive impact through our valued behaviors of doing the right thing, continuous improvement, and working collaboratively for long-term success.